Loan Rates

New and Used Vehicles

TYPE	TERM	RATE
New Auto	72 Months	as low as 5.74%*
Used Auto	60 Months	as low as 6.24%*

*All extensions of credit are subject to credit approval.
Rates shown are the lowest rates offered for the products advertised. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or with different terms.

Rate Watch – Loans

TYPE	TERM	RATE
Personal Loan	36 Months	7.90%*
Personal Loan	48 Months	9.90%*
Personal Loan	60 Months	10.90%*
Vacation Loan	12 Months	5.90%*
Share Secured Loan	60 Months	2.90%*

Education Loan	84 Months	5.90%*
New Auto Loan	72 Months	as low as 5.74%*
Used Auto	60 Months	as low as 6.24%*
Overdraft Protection / Line of Credit		12.90%*

*All extensions of credit are subject to credit approval.
Rates shown are the lowest rates offered for the products advertised. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or with different terms.

Home Equity Loan

Available on request. Use the equity in your home to pay for home improvements, educational expenses or for any good reason.
The Credit Union pays the closing costs*. Choose from our fixed rate loan and receive all of your funds right away, or our line of credit loan where you write checks as you need the funds.
Call the credit union today for rates at 516-562-6650.

*The loan must remain active for 5 years or the closing costs will have to be reimbursed to the Credit union.

Your savings federally insured to at least $250,000 and backed by the full faith
and credit of the United States Government. Click here to learn more.

Privacy Policy | Terms of Use

The Credit Union is in the process of making this website accessible to all of our members. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 516-562-6650 and a credit union representative will be glad to assist you.

The Heart Center FCU

Loan Rates

New and Used Vehicles

*All extensions of credit are subject to credit approval. Rates shown are the lowest rates offered for the products advertised. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or with different terms.

Rate Watch – Loans

*All extensions of credit are subject to credit approval. Rates shown are the lowest rates offered for the products advertised. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or with different terms.

Home Equity Loan

*The loan must remain active for 5 years or the closing costs will have to be reimbursed to the Credit union.

*All extensions of credit are subject to credit approval.
Rates shown are the lowest rates offered for the products advertised. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or with different terms.

*All extensions of credit are subject to credit approval.
Rates shown are the lowest rates offered for the products advertised. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or with different terms.