100 Port Washington Blvd * Rosyln, NY 11576 * Phone: (516) 562-6650 * Fax: (516) 562-6658


The Heart Center Federal Credit Union
Take Advantage of Our Low Car Loan Rates. The following New and Used Car Loan Rates Are Good Until the End of 06/30/2017

RATES FOR LOAN SALE ONLY RATES ARE :

New and Used Vehicles

Type

Term

Rate

New Auto 72 Months as low as * 1.74%
Used Auto Less Than 2 Years Old 60 Months as low as * 2.24%
Used Auto More Than 2 Years Old 60 Months as low as * 2.74%

*All extensions of credit are subject to credit approval. Rates shown are the lowest rates offered for the products advertised. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or with different terms.

RATE WATCH
Loans

Type of Loan Length of Loan Annual Percentage Rate
Personal Loan 36 months 8.90%
Personal Loan 48 months 9.90%
Personal Loan 60 months 10.90%
Vacation Loan 12 months 5.90%
Share Secured Loan 60 months 2.90%
Home Improvement Loan 84 months 5.50%
Education Loan 84 months 5.90%
Debt Consolidation Loan
Debt Consolidation Loan
New Auto Loan 72 months as low as 1.74%*
Used Auto Loan Less Than 2 Years Old 60 months as low as 2.24%*
Used Auto Loan More Than 2 Years Old 60 months as low as* 2.74%
Overdraft Protection / Line Of Credit 12.90%
Savings & Investment Accounts
March 31,2017 APY= Annual percentage yield
Share Savings Account APR APY
Minimum Balance:    
Over $250 .25% .25%
Club Accounts .25% .25%
Money Market Account .40% .41%
IRA 1.00% 1.01%
Certificate 6 months ($5,000 Minimum Deposit) .50% .51%
Certificate 12 months ($5,000 Minimum Deposit) .75% .76%

*All extensions of credit are subject to credit approval. Rates shown are the lowest rates offered for the products advertised. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or with different terms.

Home Equity Loan
Available on request

Use the equity in your home to pay for home improvements, educational expenses or for any good reason. The Credit Union pays the closing costs*.
Chose from our fixed rate loan and receive all of your funds right away, or our line of credit loan where you write checks as you need the funds.

Call the credit union today for rates at 516-562-6650. (*the loan must remain active for 5 years or the closing costs will have to be reimbursed to the Credit union)